Mexico Auto Insurance – Savior Away From Home
A car accident in Mexico is much more of a hassle than having an incident take place at home – especially if you are an American tourist, as Mr. Bill K. explains. Mr. K. has recounted his experiences of an accident that took place in Mexico and the following week he experienced with the Mexican police. It is his hope that he will encourage all Americans to come prepared when driving a car in Mexico.
Mexican car insurance tops his list, for reasons that will become obvious as you read his story. Bill Kitto was not traveling for his first time in Mexico when he got into an accident near San Vincente, Mexico while driving his friend’s truck.
An exceedingly cautious driver, Bill was at the wheel because road conditions were deteriorating due to an incoming rain storm, which left him at the mercy of his friend’s Mexican insurance holder.
Bill and his friend were traveling at a cautious 30 MPH hour when they rounded a corner to find a Mexican military hurtling towards them partly on their side of the road. Unable to avoid the crash, the two vehicles impacted head-on left, sending the personnel scattered down an embankment and Bill and his friend into the cliff wall on the opposite side.
Within minutes, the Mexican police arrive and one speeds an injured Bill away to a location unknown to him or his companion who is left standing roadside. In Mexico, there is no ‘innocent until proven guilty’ – exactly the opposite.
Because he did not know if his friend had Mexican car insurance, Bill was put in a Mexican jail cell, not knowing what would happen to him and with no contact with anyone outside.
After several hours, the guards took him back to the scene of the accident. His friend was there with his Mexican auto insurance policy. This would have been the end of the story in the US, but in Mexico it was just the beginning.
The entire story of Bill is lengthy and quite upsetting. He actually spends a week in a Mexican hospital without anyone by his side. Bill attempts to prolong his injuries so that he will avoid seeing the inside of a Mexican prison. He is completely at the mercy of the local government; an archaic technology; and shady legal counsel. At first it seemed that paying his way out of the situation is clearly not an option.
Bill often thought that there would be no way to end this nightmare and questioned if he could even afford to put this incident past him. Finally, he once again is a free man, but only after spending more than $28,000. Lucky for him, he was in a position to gather up the funds to pay for his freedom, but sadly, many other Americans are unable to raise this kind of money.
Because of the mountains of red tape and the corrupt officials he dealt with, Bill is not sure if he will ever see any of his money back. Using the lessons he learned from his experience, Bill works to educate Americans planning to travel in Mexico.
Be sure to have a cell phone or satellite phone on you at all times and learn the dialing codes in Mexico.
Stay in contact with family and friends residing in the states, as they can help you lock in money if ever needed, as well as contact Mexican insurance companies when applicable (because you will have limited resources to do so).
And above all else-
MAKE SURE YOU HAVE MEXICAN AUTO INSURANCE-with very good coverage and limits to cover all personal injury and property damage.
Verify that your Mexico auto insurance is from a quality insurance company.
Make sure you carry proof of Mexican Insurance in the vehicle, accessible at all times! (And if you are separated from the vehicle, take the Mexican car insurance ID cards with you!)
Bill Kitto’s long and trying ordeal proved one thing to him-money makes the Mexican world go round. Down there, they care little about where that money comes from, but whether you can pay the tab or not is what determines your innocence and ultimate freedom.
Since getting your hands on $30,000 in a flash is too far-fetched for many of us to imagine, the best way to prevent this kind of incident from occurring is to drive in Mexico with quality Mexico automobile insurance and adequate limits.
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