In April 2006, the OFT made a case against banks and credit card companies and the unacceptably high penalty charges they were inflicting on their customers. As a result, these companies have had to reduce the sums (previously as high as 20 per penalty charge) they had been charging their customers for late bill payments etc, to a maximum price of 12. In order to make their money back, however, the banks now add very high interest rates on default charges, meaning that the 12 charge is more like 14 once the interest is added.
In late winter I\’m fed up with the cold. We are still a good six weeks away from warmer weather. But it\’s important not to get too caught up in the current bleak winter surroundings and rather look forward to Spring. Soon the snow will melt and the first robins will return to let me know I\’ve made it through another winter.
If you are in the process of refinancing your home mortgage loan, finding the best lender and the lowest refinancing mortgage rate can be an intimidating process. Did you know that the rate quotes you receive when shopping for a new loan all include commission based markup? Homeowners who learn to recognize this unnecessary markup of their mortgage rate can save thousands of dollars on their mortgage every year. Here are several tips to help you get the best refinancing mortgage rate for your next home loan.
Adding audio to your website can be a fun way to draw in more traffic and create variety for your readers. You have a lot of choices when it comes to what type of audio to add. The following are a few ways you can start incorporating audio into your website or blog.
Online marketing provides avenues to be successful in business. There are many ways to use internet promotion to speak with your audience. After reading this article, you will know both the benefits of Online marketing and the avenues you can follow to get it done. Learn about your competition. Take a look at the websites […]
Yesterday I received the following question from K.S. who lives in Antelope, California. I want you to know I get this question over and over. It is one of my pet peeves because there is absolutely no reason for it to be such a frustrating reality to so many people applying for a mortgage. Here\’s the question:
When it comes to website traffic, the old saying \”the more the merrier\” doesn\’t exactly apply. Simply having lots of traffic will not increase the number of sales you have. Your goal in creating traffic is to attract targeted traffic, which will in turn, bring you more paying customers. You can have a lot of traffic coming to your website, but if they are not interested in your product or service, what good will it do to have them visit your site?
Are you one of the many Americans who are drowning in a sea of credit card debt? So many people have thousands of dollars in credit card debt and can barely make the minimum monthly payments. Since the credit card companies have increased the minimum monthly payment amount, numerous families have fallen behind on their credit card payments.
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At one point in time, many businesses viewed the world of social media as a playing ground for kids. Those days are long gone. In today’s society, social media sites provide a valuable tool for marketing and branding any business. With such a level of importance placed on these sites, it is equally important to […]